Welcome to Our Financing Department

Welcome to McGrath Ford's Finance Department, your auto loan and car lease resource. We're eager to provide financing for your new car, or we can assist in used car financing.

All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. McGrath Ford has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.

Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved car financing!


 

Should you Lease your new vehicle from McGrath Ford?


Leasing proves an excellent option for individuals who enjoy driving the latest vehicles while maintaining affordable payments. Upon the conclusion of your lease term, you have the flexibility to upgrade to a newer model, purchase the vehicle outright, or opt to return it and conclude the lease agreement hassle-free.

 

Benefits of Financing

For customers planning to keep their vehicle long-term, opting for a loan is advisable. Our adaptable financing options enable you to acquire a new or pre-owned vehicle with terms tailored to minimize your expenses while you accumulate equity in your vehicle over time.

 

Flexible Credit Options

At McGrath Ford, we're dedicated to assisting you in securing the new or pre-owned vehicle that perfectly suits you. With exclusive monthly specials, enticing factory offers, and competitive rates, we're committed to going above and beyond to provide you with tailored options that seamlessly align with your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.

How long is a typical car loan?

We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.

I've had credit issues in the past. Can I get financing?

We've worked with countless customers with all kinds of credit to help them discover their financing options.

Can I finance a vehicle without a down payment?

In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Contact Sales & Finance

Finance Hours

  • Monday 9am-8pm
  • Tuesday 9am-6pm
  • Wednesday 9am-6pm
  • Thursday 9am-8pm
  • Friday 9am-6pm
  • Saturday 9am-5pm
  • Sunday Closed
See All Department Hours

Dealership Hours

  • Monday 9am-8pm
  • Tuesday 9am-6pm
  • Wednesday 9am-6pm
  • Thursday 9am-8pm
  • Friday 9am-6pm
  • Saturday 9am-5pm
  • Sunday Closed

Parts Dept. Hours

  • Monday 7:00am - 5:30pm
  • Tuesday 7:00am - 5:30pm
  • Wednesday 7:00am - 5:30pm
  • Thursday 7:00am - 5:30pm
  • Friday 7:00am - 5:30pm
  • Saturday 7:30am - 12:00pm
  • Sunday Closed

Service Dept. Hours

  • Monday 7am-5:30pm
  • Tuesday 7am-5:30pm
  • Wednesday 7am-5:30pm
  • Thursday 7am-5:30pm
  • Friday 7am-5:30pm
  • Saturday 7:30am-12pm
  • Sunday Closed

Contact Our Ford Lease, Loan & Finance Department

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